New Year Margin Loan Rewards: Borrow & Grab Interest Coupons —Limited-Time – Help Center

Start 2026 with our Margin Loan Rewards Campaign!

Join the event and earn loan interest coupons for use in the next phase of the campaign based on your asset contribution to Margin Loans. Maximize your market opportunities while borrowing at a lower cost!

🎯 Borrow Big & Earn Interest Coupons

During the event, the system will determine your tier based on your Average Daily Borrow Amount (USDT) in Margin Loans. After the event, eligible users who meet the loan requirement will receive loan interest coupons.
(Coupon benefits are as displayed on the coupon page.)

⏰ Event Period

January 27, 2026, 15:00 – February 11, 2026, 15:00 (UTC+8)

📌 Event Rules

Tiers are based on your Average Daily Borrow Amount (USDT) in Margin Loans during the event.
After the event ends, users meeting the tier requirements will receive loan interest coupons to offset future loan interest.

🔎 What is “Average Daily Borrow Amount (USDT)”?

This is calculated as your daily outstanding borrow balance in Margin Loans during the event, converted to USDT equivalent, then averaged over the event period. (Final results are subject to the Margin Loan / event page display.)

🏷️ Tier Criteria

Tier	Avg. Daily Borrow Amount (USDT Equivalent)	Next-Phase Interest Coupon	Max Interest Offset
1	≥ 10,000	20%	30 USDT
2	≥ 25,000	30%	50 USDT
3	≥ 50,000	50%	100 USDT
4	≥ 150,000	80%	200 USDT

✅ Coupon Rules

Only one (1) coupon can be used per interest accrual.
Each user can receive only one coupon during the event.
Coupon validity: 14 days (subject to the coupon details on the page).

🎁 Rewards & Distribution

Rewards will be distributed to your account (Card and Voucher Center) after the event, based on your tier. (subject to page display)
Reward type: Loan Interest Coupon

Only one coupon can be used per interest accrual

Coupons apply only to interest accrued after issuance; past interest does not qualify.

Coupons offset loan interest only.

✅ How to Participate

Web: XT.COM → Navigation Bar → Finance → Crypto Loan Services
App: Home → Finance → Crypto Loan App Download: https://www.xt.com/app

📌 Notes

Only borrowing records during the event count toward tier evaluation and rewards.
Any wash trading, arbitrage abuse, or other violations may result in disqualification and reward forfeiture.
XT reserves the right to make the final interpretation. Any updates will be announced on the event page.

Learn more about Crypto Loan

Thank you for your support!
XT Team
January 27, 2026

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XT reserves the right, at its discretion, to change, modify, or remove portions of the announcement at any time by posting the amended version on the website.